Find the Debtor, Then Assess the Debt
Most debt recovery effort is spent on disconnected numbers and addresses the debtor left years ago. Simunix re-establishes contact, then shows whether the sum is worth pursuing.
Request a DemoWhy Collections & Recovery matters
Collections fails at the contact stage far more often than at the negotiation stage. A debtor who has moved house and changed number has repaid nothing; they have simply become unreachable, and every dial against the old record costs money.
Collections directors see the damage in right-party contact rates. Aged files carry data that was stale on arrival, and agent time burned on dead leads is the largest hidden cost in most recovery operations.
Commercial debt adds a second question: even once the company is found, can it pay? Pursuing an insolvent counterparty through legal action spends good money chasing bad.
How Simunix solves it
ORBIS is the toolset collections teams use to locate debtors. Across 120M+ UK consumer and business records, address history tracks every move a debtor has made, so agents work from a current address rather than a stale one. Simunix also supplies a current telephone number and confirms it is still live before an agent ever dials.
For commercial recovery, ORBIS answers the recoverability question. Company status separates the debtor that still trades from the one already in liquidation or administration, filed documents and mortgage index records show whether another charge sits ahead of yours, while Land Registry title and ownership checks confirm what property is actually held in England and Wales.
None of this is a collections workflow platform, and Simunix does not manage your caseload. It restores the two facts every recovery action depends on: where the debtor is, and what they are worth pursuing for.
Key benefits
Right-party contact restored
A current telephone number and address, confirmed against 120M+ UK records, turn an unreachable file into a live contact. Agent time moves from hunting for debtors to speaking with them.
Address history that follows the move
Historical address data shows where a debtor went, not merely that they left. Tracing starts from evidence instead of guesswork.
Recoverability before legal spend
ORBIS company status, filed accounts and mortgage index records reveal whether a corporate debtor is worth pursuing. Land Registry checks confirm property ownership before enforcement costs are committed.
Validated before dialled
Dead and reassigned numbers are stripped from the file before a call is made. Every line an agent dials at least rings.
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