Real-time risk decisioning for fraud and AML compliance teams.
PRISM-X orchestrates fraud and AML decisions at speed, applying configurable rules against live transaction data without breaking your audit chain. It works with data from any source: your existing providers, the Simunix API, or both. You are never locked into a single data supplier to run your risk playbook.
The operational gaps costing your teams time and exposure.
Alert Fatigue is Eroding Analyst Judgement
High-volume alert queues force analysts into triage mode, where speed takes priority over scrutiny.
Fraud and Compliance Teams Working in Parallel, Not Together
When fraud operations and AML compliance run in separate systems, the same customer activity is reviewed twice, with different tools, different thresholds, and no shared record.
The Space Between Detection and Documentation Is Where Cases Fall Apart
A detection engine that cannot close the loop to a documented decision leaves your compliance team reconstructing audit trails from scattered sources.
A single platform built around how FRAML teams actually work.
Orchestrate Rules Across Any Data Source, in Real Time
PRISM-X evaluates incoming transactions against your full rule library in milliseconds, applying weighted scoring logic without queuing delays. Rules are versioned, testable, and deployable without engineering intervention, and can run against data from any connected API, not just Simunix's own.
Unified FRAML Workflow, One Record of Truth
Fraud detection and AML compliance share the same case record, the same alert queue, and the same audit log inside PRISM-X.
Cross-Check Your Existing Data Provider
Feed your current provider's output into PRISM-X alongside a live Simunix API call on the same subject, and surface discrepancies between the two automatically. This gives you an independent check on data you already pay for, without switching suppliers.
How PRISM-X works
Inputs
- Transaction data
- Customer profile
- Third-party data signals
- Any connected data source, including your existing providers
Engine
PRISM-X
Rule Engine
Real-time orchestration
Outputs
- Risk decision
- Case creation
- Audit trail entry
- API call to downstream systems
From transaction event to documented decision in a single flow.
The FRAML Pipeline in PRISM-X is a linear, auditable sequence that takes a raw risk signal from ingestion through to a documented record, with no manual handoffs between stages. Each step is configurable, logged, and available for regulatory review.
Ingest
Receive and normalise every transaction signal
PRISM-X accepts structured event data from core banking systems, payment processors, and any connected API, normalising records into a consistent schema before any scoring takes place.
Score
Apply weighted risk scoring against live rules
Each ingested record is scored against your active rule library in real time, producing a composite risk value that reflects both fraud indicators and AML typologies simultaneously.
Decide
Route each case to the correct decision outcome
Scoring outputs are mapped to defined decision pathways, automatically routing cases to pass, review, or block outcomes based on thresholds your team has set and approved.
Act
Trigger the right operational response immediately
Confirmed decisions initiate downstream actions via API calls, including case creation, customer notification workflows, or escalation to senior review.
Record
Produce a complete, immutable decision record
Every action taken throughout the pipeline is written to an immutable audit log, timestamped and attributed to the responsible system or user.
Live Risk Dashboard
Portfolio-level risk visibility without the reporting lag
The PRISM-X risk dashboard surfaces alert volumes, decision outcomes, and case status across your entire portfolio in real time.
Workflow Status
Latest Risks
Alice Renshaw matches details of a current politician
Two new fraud markers flagged for Bexley Traders
Marcus Doyle has dropped off the Electoral Register
Configurable Rule Engine
Rule management owned by your team, not your vendor
The PRISM-X rule engine allows compliance and fraud teams to author, test, and publish rules directly, with full version control and rollback capability built in.
Client AML Screening
Built for every stakeholder in the FRAML operating model.
PRISM-X is designed around the distinct responsibilities of fraud, compliance, and risk functions, giving each role the tools and data access relevant to their remit.
Fraud Analyst
- Prioritise alerts by composite risk score, not queue position
- Review full transaction context and prior case history in one view
- Document decisions and submit for senior review without leaving the platform
Compliance & MLRO
- Access a complete, timestamped audit trail for every decision taken
- Monitor AML typology hit rates and rule performance over time
- Produce SAR-supporting documentation directly from case records
Risk Manager
- Track alert volumes, decision throughput, and false positive rates across the portfolio
- Approve rule changes through a governed, logged authorisation workflow
- Configure risk thresholds and permission tiers aligned to your operating model
Why teams choose PRISM-X
UK data depth
PRISM-X is built for the UK regulatory environment, incorporating JMLSG guidance and UK Finance typology libraries as configurable foundations.
Audit trail by design
Every system action, user decision, and rule change is written to an immutable log at the point it occurs.
Bring your own data, or ours
PRISM-X is not locked to a single data supplier. Run your playbook on your existing providers, add the Simunix API for independent cross-checking, or run entirely on Simunix data. The choice is yours.
Speed without compromise
PRISM-X is built to deliver sub-second decisioning on live transaction data without reducing the auditability or accuracy of each outcome.
See PRISM-X operating against your risk environment.
Speak with a specialist to understand how PRISM-X maps to your current fraud and AML workflow, or work with our team to define a rule framework built around your specific compliance obligations.
The Simunix Suite