See Financial Risk Before You Take It On
Simunix supports credit risk assessment with company credit reports and risk scoring refreshed continuously as Companies House records change, so lending, collections and trade credit decisions rest on current evidence.
Request a DemoWhy it matters
Extending credit means accepting another organisation's risk as your own. Whether the exposure is a commercial loan, an unpaid invoice or a month of open account terms, the question is identical: can this counterparty pay, and will they?
Banks, invoice financiers, trade credit insurers and B2B suppliers all hold that exposure in different wrappers, and all of them answer to data that ages. Filed accounts describe the past, directors move on, and a customer who was sound at the last review can be in administration by the next.
Simunix keeps the evidence current. ORBIS turns the register into company credit reports, risk scoring and filing intelligence, verifies the people behind applications through the KYC platform, and locates the debtors that stale records have lost.
Lending Solutions
Advance funds to borrowers you have verified and businesses you understand. KYC identity checks confirm every applicant across multiple UK data sources, while ORBIS company credit reports, financials and real-time risk scoring give commercial lending decisions a current, documented evidence base.
Explore →Collections & Recovery
Recover more by finding debtors first. ORBIS traces address history across 120M+ UK records, and its company status, mortgage index and Land Registry data show whether a corporate debt is worth pursuing before costs are committed. Simunix also supplies a current telephone number and confirms it is live before an agent dials.
Explore →Trade Credit & Supplier Risk
Extend open account terms on evidence from the register itself. ORBIS company credit reports cover ratings, financials and group structure across all 24+ company types, with filing histories and director records exposing counterparty distress before it reaches your ledger.
Explore →Ready to get started?
See Simunix in Action.
Talk to our team and find out how Simunix can reduce fraud, accelerate onboarding, and simplify compliance at your scale.